تمويل جماعي · ادخار · Investment
Same model as our Sabeeka crowdfunding plan: join a closed group (jama'iya) to finance or save toward a gold or silver bar. Every circle is either 3 months or 6 months, and no deal exceeds 10 participants.
3 or 6 months
Short financing cycles or longer savings plans — you choose.
Max 10 people
Each transaction / jama'iya is capped at ten participants.
Store-managed
Alya Store lists circles, confirms joins, and sets bar weights & prices.
Longer savings / financing runway for larger bars.
Collective silver savings circle. Up to 10 participants contribute monthly for 6 months toward a 500 g fine silver bar.
Join a closed group of up to 10 people to save toward a 50 g investment gold bar over 6 months. Monthly contribution is fixed; seats are limited.
Faster cycles for smaller bars and shorter commitments.
3-month financing for a 100 g silver bar. Each jama'iya / transaction is limited to 10 people maximum.
Short 3-month financing circle for a 10 g gold bar. Ideal for smaller groups that want a faster cycle — still capped at 10 members.
Participation is non-refundable once confirmed. Live Dubai gold rates on the top ribbon are market reference only — circle prices are set by Alya Store.
Buy bars outright